Available Financing



Welcome to our Royal Pet Palace Finance Page, where we make acquiring your new puppy easy and affordable – with low monthly payments.



6 Months Promotional 0% Interest Rate Option If paid In full in the first Six Months


You may choose to pay your loan back over either 3 or 5 years if you desire a lower monthly payment with interest.

Apply Today to “Check Your Rate” Without Hurting Your Credit Score

Easy Application Process

  • Fast Decisions
  • Zero Penalty Interest rate
  • Zero Prepayment Penalty
  • Zero Collateral
  • Zero Hassle
  • Zero Delay

Nextep Funding

Why Nextep Funding?

At Nextep Funding, we are much more than just a financing company. We are an opportunity that so many customers need. Nextep Funding provides a completely unique Lease-to-Own financing platform that provides customers the freedom they want with the flexibility they deserve in a financing company.

No Credit – No Problem

We approve customers with good credit, troubled credit and no credit at all.

Quick & Easy Process

Online applications are available 24/7 and customer results are sent instantly to their email.

Free to Apply

Applying is free, quick and easy. All you need is basic personal information.

Early Purchase Options

Customers can buyout of their contract whenever they like, they are never locked in!


WAGS Pet Financing was created especially for pet loving people.

People who understand the benefits of the unconditional love of a pet.

We know that not everyone has the money to pay outright for a high quality pet. We can arrange a way to provide you with the financing you need. WAGS provides the highest approval rates in the industry.

Our terms are convenient. You can pay monthly by check. Or we can arrange for automatic withdrawal.

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